Privacy Policy

Privacy Policy

NOTICE: Please read the Privacy Policy set forth below carefully, as it is designed to provide important information on how and why we collect, use, store, and share your personal information. It also outlines the rights you can exercise regarding your personal information and how you can contact us if you have any questions or complaints.

The Privacy Policy set forth below is legally binding. By visiting, viewing, or using this website and/or by using any program, product, course, or service from us, you agree to be bound by this Privacy Policy.

Your privacy is important to Paulas365, www.paulas365.com (“website”), which is operated by LLC (“Company,” “we,” “us,” or “our”).

We use the term “personal information” to refer to data we collect that may, directly or indirectly, identify, describe, relate to, or be associated with you. This privacy policy

(“Privacy Policy”) applies to personal information we collect when you interact with us through different means, including by visiting and using our website. The term “you” refers to any visitor, viewer, or user of the website and/or any user of any Product. Please note that we cannot control the privacy practices of websites and services that we do not own.

Please read the entire Privacy Policy before you visit or use the website or perform any Actions (as defined below). By visiting the website or performing any Actions (as defined below), you consent to the terms of this Privacy Policy. This Privacy Policy was created with the help of Paulas365 and Privacy Policy Solutions.

What Does this Privacy Policy Do?

This Privacy Policy describes how we collect, use, and disclose personal information.

What Is Personal Information?

Personal information is information that identifies a specific person. Personal information also is information that could be used to identify a specific person or that relates to, describes, or could be linked to a specific person or household.

Does this Privacy Policy Apply to You?

This Privacy Policy applies to personal information of visitors to our website (Website), clients (Clients) of our real estate business and related services (Services), and other individuals whose personal information comes into our control.

If you do not agree with the terms of this Privacy Policy, do not use our Website or Services.

Information We Collect and How We Collect It

The following describes the categories of personal information we collect and how we collect such information.

Information You Provide

We collect information you provide to us directly. This includes information you provide when you:

  • Receive any free or purchase any paid programs, products, courses, or services from us (each, a “Product”).
  • Sign up to receive any emails.
  • Comment on any posts or otherwise communicate with us on any social media platform.
  • Register for presentations or classes.
  • Fill out any forms.
  • Access public or private membership groups, including those hosted via a thirdparty platform (i.e., Facebook).
  • Sign up to become our affiliate partner.
  • Respond to any survey.
  • Participate in any contest or sweepstakes.
  • Contact us through any other means, including via an online form, phone call, or email (collectively, the “Actions”).


Examples of data we may receive include your first name, last name, telephone number, email address, shipping address, billing address, physical address (such as your address, state, province, ZIP/postal code, and city), date of birth, gender, account name, billing information (such as your credit card number), financial information, Social Security Number, Tax Identification Number, Employer Identification Number, PayPal address, social media information, and other information you provide to us through survey responses, feedback, reviews, and other means of communication.

Information Collected Automatically

We collect some data automatically when you visit or use our website or open or respond to our emails. For example, we may automatically collect information when you open or respond to our emails, make a choice with respect to communications we send to you, visit any page that displays our content, provide information to our service providers, or purchase or return a Product.

Information from Third-Party Sites

We collect some data when you connect with us, comment on or like our posts, or otherwise interact with us on any social media platform, or when you access public or private membership groups hosted on a third-party platform (i.e., Facebook). Examples of data we may receive include your profile information, profile picture, social media information, social media handles or nicknames, name, purchase history, email address, device identifiers, and demographic information.

Information from Internet or Other Electronic Network Activity

We automatically collect some data about your computer or mobile device when you access our website. Examples of data we may receive include your Internet Protocol (“IP”) address, browser type, browser version, cookies from your browser, unique device identifiers, web browser software (i.e., Google Chrome), information about the referring website, the date, time, and length of your visit, including the specific pages you visit, information on how you interact with the website, Products, and tools, and other diagnostic data.

Information from Publicly Available Sources

We collect information from publicly available sources, such as property tax records, for purposes such as verifying ownership, assessing eligibility for our services, and improving our business operations. Publicly available information is treated as personal information only when it is combined with non-public information or when required under specific laws or regulations.

Information from Third-Party Data Providers

We receive personal information from third-party data providers to enhance the accuracy of our records, improve service quality, support marketing efforts, and prevent fraud. Examples include updated address information, demographic data, and property ownership details.

Purposes for Collecting Information

We use your information for business and commercial purposes. For example, we may use your information to: •         Register you for a course, presentation, or class.

  • Grant you access to a public or private membership group or other account, and maintain and service your profiles for such accounts.
  • Validate and authenticate your profile when logging into a public or private membership group or other account or when purchasing a Product.
  • Analyze interactions with you to improve quality.
  • Identify your product preferences and shopping preferences.
  • Secure our website and data.
  • Create Products that you are interested in.
  • Ship or otherwise deliver, process payment for, communicate about, and track orders of any Products.
  • Suggest Products you may like based on past purchases and otherwise personalize your experience with the website.
  • Provide promotional and marketing communications and information if you elect to receive it, including email marketing.
  • Improve the design, functionality, and ease-of-use of our website and Products.
  • Respond to any inquiries, reviews, or other feedback you submit to us.
  • Provide customer service.
  • Conduct research to improve our business processes.
  • Administer affiliate programs.
  • Administer contests, sweepstakes, surveys, or promotions.
  • Administer any business needs related to your purchase of any Products.
  • Detect security incidents and protect against, stop, resolve, and prevent any fraud and fraudulent transactions and any malicious, deceptive, or illegal activity.
  • Comply with all applicable law.
  • Respond to legal and regulatory inquiries and assist law enforcement.
  • Assess eligibility for financing, underwriting, and lending services.
  • Verify property ownership and related details through publicly available sources, such as property tax records.
  • Detect and prevent fraudulent activities related to financial and lending services.

 

Cookies and Other Tracking Technologies

We may collect and access, and may permit our business partners and third-party service providers, such as advertising companies, to collect and access your Internet Protocol (IP) address, browsing metadata, and other numerical identifiers, such as your browser type, version, and operating system (collectively, the “Browsing Information”). We may also use, place, collect, and store, or allow our third-party service providers to use, place, collect, and store, cookies, web beacons, remarketing pixel tags, or other similar tracking technologies. We also use specific tracking tools provided by third parties, such as Google Analytics and Facebook, to analyze interactions with our website and improve marketing efforts. These tools collect information such as browsing activity, location, and engagement with our content. For more information, please review Google’s Privacy Policy (https://policies.google.com/) and Facebook’s Privacy Policy (https://www.facebook.com/privacy/policy)

Your Choices

It is important to us that you understand your choices regarding your personal information.

Opting Out of/Blocking Cookies

Most browsers accept cookies by default. However, most browsers will allow you to prevent accepting new cookies, disable cookies, and/or receive a notification when you receive new cookies. If your browser has such functionalities, information on how you can change your cookie settings can typically be found in the help section of the browser toolbar. Please note that if you do disable cookies, this may have an impact on or interfere with your user experience, including your ability to use or make purchases from the website or receive personalized content.

Managing “Do Not Track”

As required by the California Online Privacy Protection Act (CalOPPA), we would like you to know that our systems are currently unable to recognize browser “Do Not Track” signals.

Use of Personal Information

You can request that we delete your personal information at any time by contacting us using the contact details provided below, subject to certain exceptions. You can also:

  • Request to see your personal information that we have available on you.
  • Withdraw consent for our use of your personal information.
  • Review and request we rectify, change, or modify your personal information.
  • Restrict or limit the processing of your personal information.
  • Cancel the processing of your personal information.
  • Request your personal information and transfer it to another controller without any impediments on our part by contacting us using the contact details provided below.

Unsubscribing from Email Marketing

When you sign up to receive emails from us, you agree to receive email communications from us, which may include newsletters and promotional emails. If you receive any email marketing from us, you can opt out at any time by clicking the “unsubscribe” link contained in each email. Please note that unsubscribing from email marketing does not necessarily unsubscribe you from other emails we may send, such as emails about any Products you purchase.

Opting Out of Marketing Text Messages

By opting in to receive text messages, you authorize us to send promotional or servicerelated messages. You can opt out at any time by replying STOP to any message. You may receive a confirmation message acknowledging your opt-out request. Please note that standard message and data rates may apply, and opting out of marketing messages does not prevent you from receiving service-related communications.

Other Opt-Out Options

If we send you physical mailings or short message service (SMS) messages or contact you via telephone, you can opt-out by contacting us using the contact details provided below.

Data Retention

We retain personal information as long as it is needed to conduct and operate our business or until you ask us to delete your personal information by contacting us using the contact details provided below. Please note that we cannot control the data retention policies of third parties.

For example, we may retain data to comply with financial regulations or prevent fraud in our lending services.

Third Parties We Share Information With

The following is a list of third parties that we may share your information with or for.
•     Affiliate Partners: We may share your information with affiliate partners to generate traffic or leads or for other business purposes.

  • Analytics Providers: We may share your information with analytics providers.
  • Business Transfers: If we and/or our website are acquired by a third party as a result of a transfer, sale, merger, acquisition, reorganization, liquidation, consolidation, merger, or sale of some or all of our Company and/or our website, your personal information may be a transferred asset. We may also share personal information with prospective purchasers to diligence the proposed transaction.
  • Cloud Service Providers: We may share your information with cloud service providers.
  • Customer Analysis Providers: We may share your information with customer analysis providers, such as those used to analyze visitors’ clicks and navigation around the website.
  • Customer Service Providers: We may share your information with customer service providers.
  • Delivery Partners: We may share your information with delivery partners, such as those we use to ship or otherwise deliver any Products.
  • Email Marketing and Advertising Providers: We may share your information with marketing and advertising providers, including email marketing and campaign providers, marketing software providers, direct mail providers, marketing analytics providers, and sales funnel providers. We may share your information with email marketing service providers, in order to send you emails, newsletters, promotional materials, marketing materials, or other information.
  • Fraud Prevention Partners: We may share your information with fraud prevention partners.
  • Fulfillment Partners: We may share your information with fulfillment partners, such as those we use to fulfill any Products.
  • Government Agencies: We may share your information with government agencies, courts, regulators, and law enforcement in the event we are required to comply with applicable laws and regulations or a legally binding process, or in response to subpoenas, warrants, government inquiries or investigations, and court orders.
  • Other Service Providers: We may share your information with service providers.
  • Payment Processors: We may share your information with payment processors, such as those we use to collect and process payment for any Products you purchase.
  • Public Forum: Our website may allow you to leave a post, comment, or review on the website. If you choose to submit that information on a public forum, that information will be available to the public and we may elect to share your post, comment, or review outside of the website.
  • Social Media Platforms: We may share your information with social media platforms (i.e., Facebook). Their use of your information is not governed by this Privacy Policy.
  • Technology Service Providers: We may share your information with technology service providers.
  • Third-Party Partners: We may share your information with third parties we have partnered with to jointly create or offer a product, service, or joint promotion.
  • Third-Party Data Providers: We may share your information with thirdparty data providers to enhance our records, improve marketing accuracy, and verify property ownership or eligibility for our lending services.

Children’s Privacy

This website is not directed towards or designed for use by children under the age of 18. This website and the information contained on it is specifically designed for individuals over the age of 18. We do not knowingly collect, use, or store personal information from anyone under the age of 18. If you are under the age of 18, you are prohibited from using our website or services. If we discover that we have inadvertently collected information from a minor, we will take immediate steps to delete it.

How We Protect Your Personal Information

We care about the security of your personal information, so we maintain reasonable and appropriate physical, technical, and procedural safeguards to help keep it safe. While we take reasonable steps to protect your personal information, no method of transmission over the internet or other network can be 100% secure; therefore, we cannot and do not guarantee that personal information you transmit will remain secure from misuse or interception in all circumstances. By consenting to this Privacy Policy, you acknowledge that we cannot guarantee that your personal information will be protected from misuse or interception by third parties.

How to Contact Us

If you have any questions or complaints related to this Privacy Policy, or would like to exercise any of your rights, please contact us using the information below.